Provides the full spectrum of insurance coverages at competitive premiums for productions with budgets less than $300,000 and duration up to 60 days.

Available in all 50 States.

Eligible Productions

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To be eligible for Short Term Production Insurance, the production must:

• Have a budget Less than $300,000;
• Shoot only in the US or Canada;
• Not have Stunts, Pyrotechnics, Aircrafts, Boats, Animals, Fight Scenes, Blanks, Squibs, Guns, Live Gangster Rap Music

Available Coverages

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Coverages available through the Short Term Production Insurance program include:

• Rented Equipment
• Owned Equipment
• Props, Sets and Wardrobe
• Negative & Faulty Stock
• Third Party Property Damage
• Extra Expense
• General Liability
• Automobile Liability and Physical Damage
• Workers Compensation
• Umbrella

The following represents a list of eligible production types.

"The Making of" Videos Animation Commercial Community TV Interview Corporate Video Demo Reel Shoot Digital Video Direct Sale Videos Director's Reel Documentary Editing Educational & Training Film Experimental Film Feature Film Festival Reel Film Promotion Independent Feature, Low Budget Industrial Infomercial Instructional Video Live Action Shot Miscellaneous Production Motion Picture Music Video Non Airing Pilot Photography Shoot

Pick-up Shoot Point of Sale Video Post-production Pre-production Promotional Video Public Access Program Public Service Announcement Reality Based TV Show SAG Experimental SAG Limited Exhibition SAG Modified Low Budget Sales Video Short Film Soap Opera Spec Commercial Spec Production Television Pilot Television Series Television Special Thesis Film Trailer Training Video Video Biography Video Game Shoot Video Location Survey Video Shoot (Miscellaneous)

Equipment, Props, Sets and Wardrobe

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What is covered?
Camera, sound, lighting and miscellaneous rented equipment. Owned equipment can be covered separately. Props, sets, and wardrobe are covered.
How much should I insure for?
The insurable value should be the total value of your rented equipment, props, sets, and wardrobe from all vendors. Owned equipment should be covered for their replacement cost.
What is covered?
Camera, sound, lighting and miscellaneous rented equipment. Owned equipment is not covered. Props, sets, and wardrobe are covered.
How much should I insure for?
The insurable value should be the total value of your rented equipment, props, sets, and wardrobe from all vendors. Owned equipment, props, sets, and wardrobe can not be covered.
Can the deductible be changed?
No. The deductible is based on the total limit of equipment, props, sets, and wardrobe.
Are "Loss Payees" included?
Equipment insurance includes your vendors being provided with certificates of insurance naming them as loss payee in the event of a loss. Unlimited certificates can be issued.

Negative Film or Videotape & Faulty Stock, Camera & Processing

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What is covered?
Damage or destruction of raw film or tape stock, exposed film or videotape, faulty stock, faulty cameras or lenses.
How much should I insure for?
The coverage limit is the declared budget of the production, up to a maximum coverage limit of $25,000.

Extra Expense

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What is covered?
Extra expense reimburses the insured for the out-of-pocket expenses in the event of the interruption, postponement or cancellation of the declared production, as a result of loss, damage or destruction of property or facilities contracted for use by the insured.

Third Party Property Damage

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What is covered?
Covers damages to locations while it is in the care, custody and control of the insured (i.e. damage to a house that you are shooting in).

General Liability

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What is covered?
Covers the insured for losses due to bodily injury or property damage caused by the insured’s employees or agents. Locations will require general liability of at least 1,000,000. The aggregate is the total liability limit. The occurrence is the limit per claim.
How much should I insure for?
With blanket additional insureds, your vendors and locations will be provided with certificates of insurance naming them as additional insureds in the event of a loss. Unlimited certificates can be issued.
City and other special certificates
The City of LA, other cities, and entities may require “special wording" on their certificates or have a special form they require be completed. Film permit offices will require this.

Automobile (Hired & Non-Owned)

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What is covered?
Vehicles rented for the production. Liability covers injury to third parties or damage to their property. Physical damage provides coverage for damage to the vehicles.

Excess Liability

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What is covered?
This provides excess liability over the general liability and/or automobile and can be obtained in increments of 1,000,000. Workers' Compensation

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What is covered?
Injury to your compensated and non-compensated employees and volunteers.
Who is not covered?
For corporations, partnership, LLC’s and other legal entities, officers are excluded from coverage. For individuals and dba’s, the owners are excluded from coverage.

This Program is currently available for clients located in the following states:

Alabama	Montana
Alaska	Nebraska
Arizona	Nevada
Arkansas	New Hampshire
California	New Jersey
Colorado	New Mexico
Connecticut	New York
Delaware	North Carolina
District of Columbia	North Dakota
Florida	Ohio
Georgia	Oklahoma
Hawaii	Oregon
Idaho	Pennsylvania
Illinois	Rhode Island
Indiana	South Carolina
Iowa	South Dakota
Kansas	Tennessee
Kentucky	Texas
Louisiana	Utah
Maine	Vermont
Maryland	Virginia
Massachusetts	Washington
Michigan	West Virginia
Minnesota	Wisconsin
Mississippi	Wyoming
Missouri

General Program Questions

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Can changes be made after the policy expiration date?
No changes can be made to policies that have expired.
Is a production with blanks acceptible?
No.
Is a production with a flash box acceptible?
Yes.
Are Squibbs covered?
No.
Is Cast Coverage available?
No. Cast coverage is not available and can not be added to the short term production program.
Is Filming Auto Racing Acceptable?
Property and liability coverage is permitted as long as the cameras are ONLY in the stands, and not near the track.
Is coverage available Internationally (i.e. outside of the US & Canada)?
Coverage is only valid in the US & Canada and not in any other countries.
When does coverage begin?
If coverage is bound prior to the effective date, coverage begins at 12:01am on the first date of coverage. If coverage is bound on the effective date, coverage begins once coverage is bound.
When does coverage end?
Coverage ends at 12:01am on the last date of coverage. For example, if the policy period is 7/1/02 – 7/5/02, coverage ends at 12:01 am on 7/5/02. If coverage is required for 7/5/02, then the expiration date should be 7/6/02.
Can coverage be backdated?
No. Coverage cannot be bound prior to the current date.

Property Related Questions

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Is equipment covered when used underwater?
Equipment used underwater is only covered if used in a swimming pool.
Can Property or Equipment coverage be obtained mono-line (without any other coverages such as liability, etc.)?
Yes. Property coverage can be issued mono-line. Can Negative and Faulty Stock coverage be obtained mono-line (without any other coverages such as property, etc.)?
No. Negative and faulty stock must be obtained in conjunction with rented and/or owned equipment.

Liability Related Questions

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How many certificate of insurance can be issued?
An unlimited number of certificates can been issued if the blanket additional insured coverage is selected. However, certificates requiring special wording, special forms be completed, or waiver of subrogation will incur an additional fee.
Can General Liability coverage be obtained mono-line (without any other coverages such as property, etc.)?
Yes. Liability coverage can be issued mono-line.

Automobile Related Questions

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Would a golf cart be covered under the auto coverage section or under the rented equipment coverage section?
If the golf cart is not licensed for road use, it is not eligible for coverage under the auto policy and would therefore be covered under the equipment coverage section.
Can Hired & Non-Owned Automobile coverage be obtained mono-line (without any other coverages such as liability, etc.)?
No. Auto coverages must be written in conjunction with General Liability coverage.
Does the Hired & Non-owned Automobile coverage cover scooters?
No. Coverage for scooters and/or motorbikes is not provided.

Workers' Compensation Related Questions

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Are employees in Canada covered under workers compensation?
If the U.S. employees are in Canada temporarily, they are covered under the U.S. workers compensation policy. However, any Canadians hired are not covered. In additional, repatriation is not covered.
Can Workers Compensation coverage be obtained mono-line (without any other coverages such as property, etc.)?
No. Workers Compensation must be obtained in conjunction with another line of coverage.